Your Wellness,
Now HSA/FSA Eligible
Naomi has partnered with Flex to enable you to pay for your supplements and wellness products using your Health Savings Account (HSA) or Flexible Spending Account (FSA).
Simple Process
How HSA/FSA Payments Work
Using your HSA or FSA card at checkout is quick and straightforward. Flex guides you through every step — no paperwork, no hassle.
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Add to Cart
Browse eligible Naomi products and add them to your cart as normal. Look for the HSA/FSA badge on qualifying items.
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Select Flex at Checkout
At checkout, select Flex | Pay with HSA/FSA as your payment option. You will be prompted to complete a brief telehealth consult to confirm your eligibility to pay with HSA/FSA.
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Complete & Receive Docs
After purchase, Flex emails you a Letter of Medical Necessity and itemized receipt within 2 hours. Keep these for your records.
Why Use HSA/FSA
Maximize Your Pre-Tax Dollars
HSA and FSA funds are pre-tax dollars set aside for health and wellness expenses. Using them means you're effectively saving 20–40% on eligible Naomi products.
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Save 20–40% effectivelyPre-tax contributions lower your taxable income and stretch your wellness budget further.
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No out-of-pocket reimbursement waitPay directly with your HSA/FSA card at checkout — no claim forms, no waiting.
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Documentation handled for youFlex automatically generates your LOMN and itemized receipt within 2 hours.
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Eligible products clearly labeledEvery qualifying Naomi product is marked so you always know what applies.
Eligible Product Categories
Product eligibility may require a brief telehealth consultation for a Letter of Medical Necessity (LOMN). Flex's licensed providers typically complete your consultation within 2 hours of purchase. See FAQ below for details.
Shop Now
HSA/FSA Eligible Products
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HSA/FSA
Heart Health
Italian Citrus Bergamot
Cardiologist-developed BergAmore® — supports healthy cholesterol & triglycerides plus longevity.
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HSA/FSA
Blood Sugar & Metabolism
Himalayan Berberine
Supports healthy blood sugar, GLP-1 response, and metabolic function naturally and effectively.
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HSA/FSA
Strength & Recovery
Creatine
Pure creatine monohydrate — supports muscle strength, energy production, and daily recovery.
How Wellness Products Qualify
About the Letter of Medical Necessity
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Select Flex at Checkout
Choose "Flex | Pay with HSA/FSA" as your payment method on any eligible Naomi product page.
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Brief Telehealth Consult
You'll be prompted to complete a short consultation to confirm your eligibility for HSA/FSA payment.
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Pay & Complete Order
Enter your HSA/FSA debit card, or pay with a regular card if you don't have it handy.
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Receive Documents Within 2 Hours
Flex emails your LOMN and itemized receipt — keep them in case your HSA/FSA provider or the IRS asks.
What Is a Letter of Medical Necessity?
Some wellness supplements qualify for HSA/FSA when a licensed healthcare provider confirms they are medically necessary for a qualifying condition. Flex's network of providers reviews your brief consultation and issues this letter on your behalf.
The entire process happens digitally — no doctor appointments, no phone calls, no extra cost to you. Most consultations are approved within 2 hours of your purchase.
- Letter of Medical Necessity (LOMN)
- Itemized receipt for your records
- IRS-compliant documentation
- Delivered by email within 2 hours
Got Questions?
Frequently Asked Questions
Everything you need to know about using your HSA or FSA at Naomi.
What is an HSA or FSA?
A Health Savings Account (HSA) and a Flexible Spending Account (FSA) are both tax-advantaged accounts that allow you to set aside pre-tax dollars for qualified medical and health expenses. This effectively gives you a 20–40% discount on eligible purchases depending on your tax bracket.
Which Naomi products are HSA/FSA eligible?
Products that address specific medical conditions — such as heart health, blood sugar regulation, cholesterol support, and inflammation — may qualify with a Letter of Medical Necessity. Look for the "HSA/FSA" badge on qualifying product pages, or browse our eligible products collection.
Do I need a doctor's appointment to get an LOMN?
No. Flex's licensed providers complete the consultation entirely online as part of the checkout process. It typically takes just a few minutes and the LOMN is delivered to your email within 2 hours of your purchase — no appointments needed.
What if I don't have my HSA/FSA card at checkout?
You can complete the purchase with a regular credit or debit card and then submit your itemized receipt and LOMN to your HSA/FSA administrator for reimbursement. Flex provides both documents within 2 hours of your order.
Is there an extra charge for the Flex consultation?
No. The telehealth consultation and document generation are included as part of the Flex checkout experience at no additional cost to you.
Will this work with my specific HSA or FSA plan?
Flex works with all major HSA and FSA debit cards (Visa, Mastercard, etc.). Eligibility rules can vary by plan administrator. The LOMN and itemized receipt Flex provides are IRS-compliant and accepted by the vast majority of plan administrators. If you have questions, reach out to us at support@naomiw.com.
Ready to Start Living
Your Healthiest Life?
Use your pre-tax HSA or FSA dollars on the supplements Naomi trusts.
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